Our Services | C & K Partnership

Working Capital Loans

Working capital is the lifeblood of any business. Our working capital loans provide the cash flow you need to cover operational expenses, manage seasonal fluctuations, purchase inventory, or take advantage of growth opportunities.

Ideal For:

Managing cash flow gaps during slow periods
Purchasing inventory for seasonal demand
Covering payroll and operational expenses
Funding marketing campaigns and business development
Bridging timing gaps between receivables and payables

                Key Features: Fast approval process, flexible repayment terms, loan amounts from $10,000 to $500,000, competitive rates based on your business profile, no prepayment penalties.
            

How It Works

Apply online or contact us directly. We'll review your business financials, cash flow history, and funding needs. Most applications receive a decision within 24 hours. Upon approval, funds can be transferred to your account within 2-5 business days.

Equipment Financing

Need new equipment but don't want to deplete your cash reserves? Our equipment financing solutions allow you to acquire the machinery, vehicles, technology, or other capital assets your business needs while preserving working capital for operations.

What We Finance:

Manufacturing equipment and machinery
Commercial vehicles and transportation equipment
Technology and computer systems
Medical and dental equipment
Restaurant and food service equipment
Construction equipment and tools
Agricultural equipment
Office furniture and fixtures

                Key Features: Finance up to 100% of equipment cost, terms aligned with equipment life (typically 2-7 years), the equipment serves as collateral, tax advantages through Section 179 deductions, options to finance new or used equipment.
            

Benefits

Equipment financing preserves your cash for other business needs, provides predictable monthly payments, and allows you to acquire assets that generate revenue or improve efficiency. In many cases, the productivity gains from new equipment more than cover the financing costs.

Revenue-Based Financing

Revenue-based financing offers a flexible alternative to traditional loans. Instead of fixed monthly payments, you repay a percentage of your monthly revenue. When business is strong, you pay more; when revenue dips, your payment adjusts accordingly.

Perfect For:

Businesses with seasonal or fluctuating revenue
Growing companies that need flexible payment structures
Businesses with strong revenue but limited collateral
Companies seeking growth capital without giving up equity
Service businesses with recurring revenue models

                How It Works: We advance capital based on your projected revenue. You repay a fixed percentage of your monthly revenue (typically 5-15%) until the advance plus our fee is repaid. Payment amounts flex with your actual performance, protecting your cash flow during slower periods.
            

Advantages

Revenue-based financing aligns repayment with your actual performance, avoiding the cash flow strain of fixed payments during slow periods. It's faster to obtain than traditional bank loans, doesn't require personal guarantees or collateral in many cases, and allows you to fund growth without diluting ownership.

Commercial Real Estate Financing

Whether you're purchasing a building for your operations, investing in rental property, or refinancing existing commercial real estate, we offer financing solutions tailored to commercial property needs.

Property Types We Finance:

Office buildings
Retail centers and storefronts
Industrial and warehouse facilities
Mixed-use properties
Special-purpose buildings

                Key Features: Loan-to-value ratios up to 80%, terms from 5 to 25 years, competitive interest rates, options for owner-occupied or investment properties, refinancing available to extract equity or improve terms.
            

Business Expansion Loans

Ready to open a new location, enter a new market, or significantly scale your operations? Our business expansion loans provide the substantial capital needed for major growth initiatives.

Use Cases:

Opening additional locations or franchises
Major renovations or build-outs
Acquiring another business or merging operations
Launching new product lines or services
Significant hiring and team expansion
Geographic market expansion

                Key Features: Larger loan amounts (up to $2 million), longer terms for major projects, flexible structures combining different financing types, guidance and partnership throughout your expansion, fast decision-making to capitalize on opportunities.
            

Flexible Financing Solutions